. Earlier in the week, Lucy and her mom had gone to the bank to get Lucyset up with a checking account. Lucy’s mom came with her because thisparticular bank requires a parent to cosign on an account when the customer isunder 18. While jointly filling out the checking account application, Lucy andher mom chose not to have overdraft protection on Lucy’s checking account. Whatis your opinion about this decision? What factors would have to change for youto have a different opinion about choosing overdraft protection on a checkingaccount
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